Tier 1
Guided Dispute Program
$250 onboarding
$130 per month
You handle postage. Disputes are provided by email.
Professional. Clear. Documented.
Credit repair support built on process, records, and responsible coaching.
Zenith Credit Repair helps you address inaccurate reporting, understand your credit profile, and build habits that support long term stability. You get clear steps, realistic timelines, and an approach that respects compliance.
- Clear scope You know what is included and what is not.
- Professional records Documented actions and organized communication.
- Financial literacy Education that supports better decisions.
Program overview
Two ways to work with Zenith
Tier 2
Premium Full Service Program
$250 onboarding
$170 per month
Zenith handles disputes and postage.
Results vary by file, bureau response, furnisher response, and the accuracy of the underlying reporting. No outcome is promised.
Services and pricing
Choose the service level that fits your schedule and your preference for handling mail.
Tier 1
Guided Dispute Program
$250 onboarding
$130 per month
- Initial intake review and file setup
- Credit report analysis and item selection support
- Dispute letter preparation delivered by email
- Monthly progress review and next step guidance
Client responsibilities include printing, mailing, and postage. Disputes are provided by email.
Tier 2
Premium Full Service Program
$250 onboarding
$170 per month
- Initial intake review and file setup
- Credit report analysis and action plan
- Dispute creation, printing, and mailing handled by Zenith
- Monthly progress review and file maintenance
Zenith handles disputes and postage. You provide accurate information and respond to requests promptly.
Coaching
Financial Literacy Coaching
$100 per month
$0 onboarding
- Monthly coaching session and progress review
- Credit behavior education tied to your goals
- Budget structure and payment planning guidance
- Practical routines to protect improvements
Coaching is education and planning. It does not include dispute creation, mailing, or bureau communication.
How it works
A disciplined process that stays focused on accuracy, documentation, and clear communication.
Intake and file setup
We collect the information needed to evaluate your situation, confirm identity documentation, and set expectations for scope and timeline.
Report review and plan
We review your reports, identify items to address, and map the sequence of actions. The plan is designed to be clear and repeatable.
Dispute execution
Disputes are prepared with attention to accuracy and recordkeeping. Tier 1 provides disputes by email. Tier 2 includes printing and mailing.
Tracking and follow up
We track responses, review changes, and determine the next steps based on the information returned. Each month is handled with the same structure.
Financial literacy focus
Credit repair is only part of the picture. The goal is stronger habits that protect your progress.
What you learn
- How credit scoring categories influence your profile
- How utilization, payment history, and inquiries interact
- How to read a report and understand item details
- How to avoid common setbacks after improvements
- Optional coaching support for budgeting and credit behavior
What you receive
- Plain language explanations tied to your report
- Action steps that match your program tier
- Guidance on basic budgeting and payment discipline
- Practical routines for ongoing account management
Compliance and expectations
Professional work requires clear rules. This protects you and it protects the integrity of the process.
No guarantees
Credit reporting outcomes depend on the underlying accuracy of the information, bureau procedures, and furnisher responses. Zenith does not promise deletions, score increases, approvals, or specific timelines.
Accuracy matters
You are responsible for providing complete and accurate information. If information is verified as accurate, it may remain on the report.
Payments and scope
Services focus on reviewing reports, preparing disputes within the chosen program, and providing financial literacy guidance. Services do not include legal representation.
Contact and intake
Submit an intake request and we will respond with next steps and required documentation.
Direct contact
Phone: 717-543-4396
Email: support@zenithcreditservices.com
Response window
Replies are typically sent within one to two business days.
Intake form
This form is a starting point. Full intake requires identity and address documentation.